MidLantic Financial is a multi-faceted firm specializing in residential and commercial real estate products, regulatory risk consulting, and policy development. We serve regulated financial institutions in the Mid-Atlantic region and throughout the United States by offering them a comprehensive appraisal management program and evaluation services.
Our company was founded on core values that our team demonstrates every single day. We act with integrity, diligence, and tenacity because nothing is more important to us than our commitments to clients.
Consider why MidLantic Financial is the best fit for you:
Complete Regulatory Compliance
The MidLantic team is committed to staying up-to-date on regulations, so your institution’s policies can remain compliant at all times.
Industry-Leading Quality Control
Accuracy, timeliness and efficiency are at the forefront of every service we provide for clients, and it shows in the high-quality products and services we deliver.
Dedicated Service for Every Client
We love helping our clients solve complex collateral valuation issues. Our consultative approach and flexible schedule allow our clients to make informed decisions in a way that works for them–especially when timing is critical.
Metz’s Story
MidLantic Financial was founded in 2001 by Douglas E. Metz in Maryland, but our story begins much earlier. Initially beginning his career as a financial writer, later moving to the banking industry, culminating his 25+-year banking career as chief lending officer, Metz was often frustrated by low-quality and inconsistent appraisals and real estate products. So, he decided to learn everything he could about appraisals and reviewing appraisals and starting in 1978, helped to introduce review standards and practices into banks as early as 1984.
Metz’s leadership in the financial field earned him a reputation as an innovator, which led to key interactions with the Society of Real Estate Appraiser’s (precursor to the Appraisal Foundation) and ever-increasing advanced positions with financial institutions in the Philadelphia, Pittsburg and Greater Baltimore-DC markets. In 2002 Metz created MidLantic’s comprehensive narrative administrative appraisal review format, which to this day is still the only appraisal review format of its kind. Metz designed this format to consider and opine on a report’s market-extracted data, including the adequacy of comparables, support for assumptions, and the accuracy of all mathematical applications.
In May 2018, Metz lost his courageous battle with cancer. Since then, under the guidance and watchful eye of his beloved wife, Cynthia Pehl (who left the banking industry and joined the Company in 2010), MidLantic continues to honor the spirit of its founder, who clearly understood the needs of his clients because he once walked in their shoes.
Today, under the ever-present guidance provided by Cindy, MidLantic has three goals with every client and every transaction: protecting its clients by ensuring that the values on which they are making credit decisions are, in fact, credible results; delivering products and services on time, as promised; and making clients’ lives easier. To quote Pehl, “If we consistently achieve these goals, then we have met the expectations of the man who established an exceptionally high bar in 2001, when he started MidLantic.”
"OMG! This breaks the speed record! Who’s got the magic wand over there? Thanks Cindy, you guys are unbelievably amazing."
Andrea, Relationship Manager...Commercial Bank in MD
"Cindy, you are the best…thank you!!! Thank you"
Angela, Chief Credit Officer...Commercial Bank, MD
"Oh my goodness! You guys are so darn AWESOME!!! Thank you very much indeed."
Daniel, Underwriter...Credit Union Service Organization, MD
"One of the things people appreciate about you Cindy is you do run interference. You know our business and what is reasonable and not reasonable. You keep a lot of the nonsense at bay."
Donald, SRA Appraiser in VA
"Of all the people in all the world, you’re my favorite right now."
John, MAI Appraiser in DC
"Just wanted to send a big “thank you” to you all for your exceptional customer service to us when we were in need for this rush review. We appreciate your willingness to go above & beyond to help make this closing possible for our lender when he was under such a time crunch."
Marla, Collateral Valuation Specialist...Commercial Bank, WV
"You are amazing as always, thank you!!"
Meredith, Senior Credit Manager...Commercial Bank, VA
"Cindy has been a trusted adviser to me personally and to the bank for a number of years and I believe will provide exactly what you are looking for."
Ryan, Chief Real Estate Lending Officer...Commercial Bank, MD
"You’re the bestest!!! thanks again for everything!!!"
Sandy, Portfolio & Appraisal Manager...Commercial Bank, VA
"Thank you all for your quick action...I really enjoy working with your group!"
Theresa, Relationship Manager...Commercial Bank, MD
"You made this process very easy. Thank you. I suspect we will do this every year with your team!"
Bryan...Institutional Investor, TX
"Thank for keeping us on the straight and narrow!"
Ken, CRE Senior Underwriting Manager...Commercial Bank, MD